Vlerat e larta t\u00eb kredive q\u00eb kan\u00eb qytetar\u00ebt n\u00ebp\u00ebr bankat komerciale t\u00eb Kosov\u00ebs, njoh\u00ebsit ekonomik po e konsiderojn\u00eb se jan\u00eb p\u00ebr shkak t\u00eb kriz\u00ebs ekonomike e cila \u00ebsht\u00eb duke mbret\u00ebruar n\u00eb vend.<\/p>\n
Profesori Musa Limani, tha se n\u00eb Kosov\u00eb politikat kreditore jan\u00eb m\u00eb t\u00eb ashpra n\u00eb rajon dhe se bankat komerciale caktojn\u00eb vet\u00eb normat e interesit sipas d\u00ebshir\u00ebs ose interesit t\u00eb tyre.<\/p>\n
\u201cUn\u00eb mendoj nga aspekti makro-ekonomik se \u00ebsht\u00eb nj\u00eb l\u00ebshim i bankave komerciale q\u00eb nuk i aktivizojn\u00eb k\u00ebto mjete. P\u00ebr nga niveli i zhvillimit ekonomik Kosova hyn\u00eb n\u00eb radh\u00ebn e vendeve m\u00eb t\u00eb pa zhvilluar n\u00eb rajon dhe Evrop\u00eb\u201d.<\/p>\n
\u201cN\u00eb politik\u00ebn kreditore \u00ebsht\u00eb m\u00eb e ashpra, p\u00ebr arsye se kredit\u00eb prodhuese dhe ato konsumuese dhurohen me norma t\u00eb interesit shum\u00eb t\u00eb larta, q\u00eb m\u00eb t\u00eb v\u00ebrtet \u00ebsht\u00eb nj\u00eb prej elementeve e cila e ngadal\u00ebson edhe zhvillimin ekonomik po edhe konsumin. Bankat komerciale caktojn\u00eb normat e interesit sipas d\u00ebshir\u00ebs ose interesit t\u00eb tyre\u201d, tha ai.<\/p>\n
Limani tha se ekonomia e vendit gjendet n\u00eb kriz\u00eb dhe se mbi 60 p\u00ebr qind e qytetar\u00ebve po ballafaqohen me sigurimin e ekzistenc\u00ebs.<\/p>\n
\u201cP\u00ebr shkak t\u00eb situat\u00ebs, se ekonomia e Kosov\u00ebs gjendet n\u00eb kriz\u00eb edhe \u00ebsht\u00eb n\u00eb faz\u00ebn e par\u00eb t\u00eb recensionit, dhe i mungon prodhimi, \u00ebsht\u00eb importi jasht\u00ebzakonisht i madh. Niveli i lart\u00eb i \u00e7mimeve i cili dit\u00eb p\u00ebr dit\u00eb po rritet, kurse pagat ende kan\u00eb stagnuar ato q\u00eb ishin t\u00eb nivelit 2011, mos t\u00eb flasim p\u00ebr pag\u00ebn minimale\u201d.<\/p>\n
\u201cPrandaj me k\u00ebt\u00eb situat\u00eb me \u00e7mime kaq t\u00eb larta t\u00eb artikujve sidomos t\u00eb atyre ushqimor jan\u00eb shum\u00eb t\u00eb larta dhe vazhdimisht po ngrit\u00ebn, kurse pagat jan\u00eb t\u00eb ul\u00ebta, prandaj pjesa d\u00ebrmuese e popullsis\u00eb, mbi 60 p\u00ebr qind ballafaqohen me sigurimin e ekzistenc\u00ebs fizike dhe nuk mund t\u2019i p\u00ebrballojn\u00eb k\u00ebsaj situate t\u00eb kriz\u00ebs ekonomike dhe sociale e cila ndodhet fatkeq\u00ebsisht n\u00eb Kosov\u00eb\u201d, tha ai.<\/p>\n
Njoh\u00ebsi i \u00e7\u00ebshtjeve ekonomike Jakup Bellaqa, tha se kredit\u00eb e m\u00ebdha q\u00eb qytetar\u00ebt jan\u00eb duke i marr jan\u00eb kryesisht p\u00ebr konsum, ai shtoi se n\u00eb Kosov\u00eb bankat e kontrollojn\u00eb Qeverin\u00eb.<\/p>\n
\u201cKreditit e marra n\u00eb banka nga qytetar\u00ebt k\u00ebto vitet e fundit, kryesisht kan\u00eb qen\u00eb p\u00ebr konsum, p\u00ebr blerjen e banesave. Banka Qendrore duhet q\u00eb normat monetare t\u00eb interesit duhet ti zvog\u00ebloj\u00eb, sepse jan\u00eb shum\u00eb t\u00eb larta\u201d.<\/p>\n
\u201cN\u00eb k\u00ebt\u00eb rast duhet te jet\u00eb m\u00eb akive, kuptoj situat\u00ebn ekonomike n\u00eb vend, t\u2019i kuptoj bizneset, sepse gjith\u00eb mendojm\u00eb n\u00eb se Bankat Qendrore dhe bankat komerciale i kontrollon Qeveria po n\u00eb k\u00ebt\u00eb rast ndodh\u00eb e kund\u00ebrta, bankat e kontrollojn\u00eb Qeverin\u00eb, q\u00eb nuk duhet t\u00eb ndodh\u00eb. N\u00eb k\u00ebt\u00eb rast duhet q\u00eb qeverie e institucionet p\u00ebrgjegj\u00ebse q\u00eb Bankat Qendrore t\u2019i v\u00ebn\u00eb n\u00eb kontroll t\u00eb domosdoshme q\u00eb t\u00eb kemi nj\u00eb ekonomi m\u00eb t\u00eb mir\u00eb e cil\u00ebsore\u201d, tha ai.<\/p>\n
Bellaqa gjithashtu tha se gjith\u00eb kjo shum\u00eb e madhe e kredive q\u00eb kan\u00eb marr qytetar\u00ebt tregon se n\u00eb vendin ton\u00eb kemi kriz\u00eb.<\/p>\n
\u201cKjo \u00ebsht\u00eb krize sepse ata jan\u00eb duke marr kredi p\u00ebr v\u00ebshtir\u00ebsie ekonomike, p\u00ebr konsum, p\u00ebr nd\u00ebrtimin e ndonj\u00eb sht\u00ebpie. Nuk marrin kredi q\u00eb t\u00eb investojn\u00eb n\u00eb biznes. Treguesit makro ekonomik duhet t\u00eb ndryshohen t\u00eb ken\u00eb politika publike m\u00eb t\u00eb avancuar, sepse n\u00eb korrik-gusht ka m\u00eb shum\u00eb rritje t\u00eb sasis\u00eb t\u00eb parave se sa zhvillim ekonomik\u201d.<\/p>\n
\u201cVlera e depozitave, n\u00eb \u00e7far\u00ebdo situate n\u00eb \u00e7far\u00ebdo v\u00ebshtir\u00ebsie njer\u00ebzve dhe familje mundohen q\u00eb t\u00eb gjejn\u00eb zgjidhje, kur nuk kan\u00eb zgjidhje tjera i\u2019u drejtohen bankave, k\u00ebto jan\u00eb kredi p\u00ebr t\u00eb mbijetuar\u201d.<\/p>\n
Sipas nj\u00eb raportit t\u00eb fundit t\u00eb Bank\u00ebs Qendrore t\u00eb Kosov\u00ebs, qytetar\u00ebt e vendit i kan\u00eb borxh bankave komerciale 4.2 miliard\u00eb euro, deri sa vlera e depozitave ka shkuar n\u00eb 5 miliard\u00eb euro.<\/p>\n
Depozitat e ekonomive familjare jan\u00eb 3 miliard\u00eb e 524.7 milion\u00eb. Depozitat e korporatave jo financiare 1 miliard e 048.5 milion\u00eb, Depozitat e korporatave tjera financiare 262.1 milion\u00eb<\/p>\n","protected":false},"excerpt":{"rendered":"
Vlerat e larta t\u00eb kredive q\u00eb kan\u00eb qytetar\u00ebt n\u00ebp\u00ebr bankat komerciale t\u00eb Kosov\u00ebs, njoh\u00ebsit ekonomik po e konsiderojn\u00eb se jan\u00eb p\u00ebr shkak t\u00eb kriz\u00ebs ekonomike e cila \u00ebsht\u00eb duke mbret\u00ebruar n\u00eb vend. Profesori Musa Limani, tha se n\u00eb Kosov\u00eb politikat kreditore jan\u00eb m\u00eb t\u00eb ashpra n\u00eb rajon dhe se bankat komerciale caktojn\u00eb vet\u00eb normat e […]<\/p>\n","protected":false},"author":1,"featured_media":5728,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[23,15],"tags":[],"yoast_head":"\n