{"id":10524,"date":"2022-12-04T11:50:13","date_gmt":"2022-12-04T11:50:13","guid":{"rendered":"https:\/\/permbledhja.com\/?p=10524"},"modified":"2022-12-04T11:50:13","modified_gmt":"2022-12-04T11:50:13","slug":"te-dhenat-bankare-te-rrezikuara-bankat-me-nje-kerkese-per-qytetaret","status":"publish","type":"post","link":"https:\/\/permbledhja.com\/sq\/te-dhenat-bankare-te-rrezikuara-bankat-me-nje-kerkese-per-qytetaret\/","title":{"rendered":"T\u00eb dh\u00ebnat bankare t\u00eb rrezikuara, Bankat me nj\u00eb k\u00ebrkes\u00eb p\u00ebr qytetar\u00ebt"},"content":{"rendered":"

Qytetar\u00ebt e Kosov\u00ebs jan\u00eb p\u00ebrdorues mjaft aktiv\u00eb t\u00eb sh\u00ebrbimeve t\u00eb ndryshme online dhe blerjeve me kartela bankare, por me rritjen e teknologjis\u00eb, \u00ebsht\u00eb rritur edhe pasiguria tek ata, pasi ka raste t\u00eb keqp\u00ebrdorimit t\u00eb kartelave dhe m\u00ebnyra t\u00eb tjera me t\u00eb cilat po i preken t\u00eb ardhurat e tyre.<\/strong><\/p>\n

Policia e Kosov\u00ebs i ka th\u00ebn\u00eb KosovaPress-it, se nga janari i vitit 2020 e deri n\u00eb qershor t\u00eb vitit 2022, ka trajtuar rreth 70 raste t\u00eb keqp\u00ebrdorimit t\u00eb kartelave bankare. Sipas Policis\u00eb, disa prej formave t\u00eb evidentuara jan\u00eb mashtrimet n\u00eb ueb-faqe dhe rrjete sociale, Mashtrimet e bizneseve p\u00ebrmes internetit, \u201cPeshkimi i t\u00eb dh\u00ebnave ose Fishing\u201d dhe Klonimi i kartelave bankare.<\/p>\n

Tentimet p\u00ebr mashtrimin e qytetar\u00ebve vazhdojn\u00eb t\u00eb jen\u00eb t\u00eb ndryshe. Disa u k\u00ebrkojn\u00eb qytetar\u00ebve t\u00eb dh\u00ebnat personale kinse kan\u00eb fituar ndonj\u00eb shp\u00ebrblim, e disa paraqiten si t\u00eb pun\u00ebsuar n\u00eb bank\u00eb, duke k\u00ebrkuar t\u00eb dh\u00ebna bankare.<\/p>\n

Eksperti i siguris\u00eb kibernetike, Mentor Hoxha p\u00ebr KosovaPress, se bankat duhet t\u00eb mbajn\u00eb fushata nd\u00ebrgjegj\u00ebsuese lidhur me k\u00ebt\u00eb problematik\u00eb, gj\u00eb q\u00eb ai nuk ka par\u00eb ende nga bankat n\u00eb Kosov\u00eb.<\/p>\n

\u201cT\u00eb gjith\u00eb tentojn\u00eb q\u00eb t\u00eb arrijn\u00eb deri tek t\u00eb dh\u00ebnat financiare dhe m\u00ebnyra m\u00eb e leht\u00eb q\u00eb t\u00eb vidhen t\u00eb dh\u00ebnat bankare.. Kemi personat t\u00eb cil\u00ebt tentojn\u00eb t\u00eb mashtrojn\u00eb qytetarin me arsyetime t\u00eb ndryshme, qoft\u00eb q\u00eb qytetari ka fituar ndonj\u00eb shp\u00ebrblim apo banka quhet si auditor apo person i certifikuar i bank\u00ebs dhe k\u00ebrkon t\u00eb dh\u00ebna t\u00eb tilla bankare\u2026Bankat t\u00eb mbajn\u00eb fushat\u00eb nd\u00ebrgjegj\u00ebsuse lidhur me mashtrimet, n\u00eb momentin e par\u00eb q\u00eb ndodh nj\u00eb lloj mashtrimi t\u00eb vendos apo t\u00eb rris masat e kontrollit dhe t\u2019i njoftoj qytetar\u00ebt\u2026.Nuk kam par\u00eb deri m\u00eb tani asnj\u00eb k\u00ebshill\u00eb t\u00eb asnj\u00eb prej bankave, se si duhet t\u00eb kujdesemi p\u00ebr kartelat bankare. Po tregoj p\u00ebr nj\u00eb rrezikshm\u00ebri t\u00eb madh ku ne t\u00eb gjith\u00eb i ekspozohemi vjedhjes s\u00eb t\u00eb dh\u00ebnave bankare dhe n\u00eb hap\u00ebsir\u00ebn kibernetike do t\u00eb shohim \u00e7do dit\u00eb e m\u00eb shum\u00eb, dhe normalisht k\u00ebto mashtrime do t\u00eb perfeksionohen \u00e7do dit\u00eb e m\u00eb shum\u00eb\u201d, tha ai.<\/p>\n

Hoxha theksoi se n\u00eb Black Friday organizohen mashtrime t\u00eb m\u00ebdha dhe qytetar\u00ebt q\u00eb blejn\u00eb online, duhet t\u00eb kujdesen q\u00eb t\u00eb mos japin shum\u00eb t\u00eb dh\u00ebna personale, sepse, si\u00e7 thot\u00eb ai, banka nuk mban aspak p\u00ebrgjegj\u00ebsi p\u00ebr k\u00ebto blerje.<\/p>\n

\u201cKujdes q\u00eb Black Friday mos jet\u00eb n\u00eb black p\u00ebr ju, sepse n\u00eb Black Friday b\u00ebhet nj\u00eb fushat\u00eb jasht\u00ebzakonisht e madhe e mashtrimit, t\u00eb shp\u00ebrblimeve t\u00eb ndryshme apo t\u00eb zbritjeve t\u00eb ndryshme, qytetar\u00ebt duhet t\u00eb ken\u00eb kujdes t\u00eb shtuar n\u00eb k\u00ebt\u00eb drejtim\u2026N\u00eb gjitha rastet kur blini online n\u00eb asnj\u00eb rast nuk duhet t\u00eb jepi kodin prapa.. duhet t\u00eb jen\u00eb tep\u00ebr t\u00eb kujdessh\u00ebm n\u00eb shitjet online sepse n\u00eb momentin e par\u00eb q\u00eb ju b\u00ebni blerje, banka nuk e merr asnj\u00eb p\u00ebrgjegj\u00ebsi. T\u00eb gjith\u00eb ata q\u00eb jan\u00eb djegur e kuptojn\u00eb q\u00eb banka merr zero p\u00ebrgjegj\u00ebsi p\u00ebr blerjet online\u2026 bankat jan\u00eb 99.9% t\u00eb sigurta p\u00ebr vete, p\u00ebr t\u00eb dh\u00ebnat dhe parat e tyre. N\u00eb k\u00ebt\u00eb drejtim vet\u00ebm 0.01 % kujdesen p\u00ebr sigurin\u00eb e t\u00eb dh\u00ebnave t\u00eb klient\u00ebve, q\u00eb klient\u00ebt t\u00eb mos t\u00eb jen\u00eb t\u00eb mashtruar dhe t\u00eb vjedhur online\u2026. Keqb\u00ebr\u00ebsit nuk i duhet m\u00eb shum\u00eb se nj\u00eb met\u00ebr e gjysm\u00eb q\u00eb ta vjedhin t\u00eb dh\u00ebnat e kartelave tona banka..Folia mbrojt\u00ebse kushton m\u00eb pak se 30 cent, kaq mjafton q\u00eb ju t\u00eb investoni p\u00ebr t\u2019i mbrojtur t\u00eb dh\u00ebna e juaja\u201d, u shpreh ai.<\/p>\n

Ekonomisti Mustaf\u00eb Kadrijaj theksoi se vendi yn\u00eb duhet ta rris vigjilenc\u00ebn dhe t\u00eb bashk\u00ebpunojn\u00eb me qytetar\u00ebt. Ai e konsideron shqet\u00ebsuese k\u00ebt\u00eb dukuri q\u00eb krijon pasiguri te qytetar\u00ebt, sepse sipas tij, po preket gj\u00ebja m\u00eb me vler\u00eb, paraja dhe t\u00eb dh\u00ebnat e tyre personale.<\/p>\n

\u201cOrganet shtet\u00ebrore duhet ta ngrisin vigjilenc\u00ebn, por ata nuk mundin thjesht\u00eb ta kryejn\u00eb detyr\u00ebn pa e pasur bashk\u00ebpunimin si nga qytetar\u00ebt, bizneset relevante.. \u00cbsht\u00eb shqet\u00ebsuese dhe krijon pasiguri te qytetar\u00ebt se a mund t\u00eb jetojm\u00eb n\u00eb nj\u00eb vend kur nuk kemi siguri n\u00eb t\u00eb dh\u00ebnat personale\u2026vler\u00ebsoj q\u00eb n\u00eb k\u00ebt\u00eb drejtim, organet duhet ta rrisin vigjilenc\u00ebn sepse kjo \u00ebsht\u00eb nj\u00eb shtys\u00eb m\u00eb shum\u00eb q\u00eb qytetar\u00ebt nuk mund t\u00eb jetojn\u00eb n\u00eb nj\u00eb vend q\u00eb nuk kan\u00eb siguri, sepse mund t\u2019iu preket gjeja m\u00eb e ndjeshme q\u00eb \u00ebsht\u00eb portofoli i qytetarit dhe t\u00eb dh\u00ebnat e tyre personale. Keqp\u00ebrdoruesit dhe diler\u00ebt q\u00eb merren me k\u00ebto, \u00ebsht\u00eb shtrat i tyre edhe ata tentojn\u00eb me \u00e7do kusht t\u00eb vijn\u00eb deri n\u00eb q\u00ebllimin e p\u00ebrfitimit t\u00eb mjeteve monetare\u201d, tha ai.<\/p>\n

Gjithashtu, ai shtoi se shteti ka obligim sigurin\u00eb e qytetarin, pasi kjo ndikon n\u00eb t\u00eb ardhurat e qytetarit.<\/p>\n

\u201cN\u00eb k\u00ebt\u00eb drejtim shteti ka obligim t\u00eb krijon siguri sepse nuk mund askush t\u00eb mbaj vende t\u00eb pun\u00ebs dhe t\u00eb krijoj biznes sepse n\u00eb moment t\u00eb caktuar e gjitha ajo djers\u00eb dikush mund ta merr, kjo \u00ebsht\u00eb e papranueshme dhe vler\u00ebsoj q\u00eb institucionet duhet ta marrin si nj\u00eb lloj alarmi q\u00eb t\u00eb ngrit\u00ebt vet\u00ebdija edhe vigjilenca e tyre\u2026 Gjithsesi se duhet t\u00eb punojm\u00eb me banka dhe me institucionet por duhet t\u00eb rritet siguria sepse nuk mund ta kem vet\u00ebn n\u00eb pik\u00ebpyetje si qytetar\u00eb dhe si biznese, ku \u00e7dokush mundet me i hakuar apo me i d\u00ebmtuar ato llogari n\u00eb fakt iu d\u00ebmtohet jeta e qytetar\u00ebve. Qytetar\u00ebt nuk ia kan\u00eb p\u00ebr borxh tek institucionet q\u00eb t\u00eb ket\u00eb pasiguri, p\u00ebr at\u00eb arsye ekzistojn\u00eb institucione t\u00eb cilat edhe paguhen taksa p\u00ebr t\u2019i krijuar ato institucione t\u00eb cilat sigurojn\u00eb siguri dhe baz\u00eb e zhvillimit ekonomik, gjithmon\u00eb \u00ebsht\u00eb siguria e nj\u00eb vendi\u201d, theksoi ai.<\/p>\n

Qytetar\u00ebt thon\u00eb se institucionet e Kosov\u00ebs dhe bankat duhet t\u00eb ofrojn\u00eb m\u00eb shum\u00eb siguri.<\/p>\n

Besim Ahmeti nuk ishte vet viktim\u00eb, mir\u00ebpo tha se \u00ebsht\u00eb skandaloze si dukuri. Sipas tij, arsyeja e k\u00ebsaj dukurie \u00ebsht\u00eb p\u00ebrparimi i teknologjis\u00eb.<\/p>\n

\u201cPrej p\u00ebrvoj\u00ebs time nuk kam pasur asi lloj raste.. \u00ebsht\u00eb skandaloze n\u00ebse vidhen t\u00eb dh\u00ebnat e tua personale p\u00ebrmes bank\u00ebs \u00ebsht\u00eb dob\u00ebsi e bank\u00ebs, t\u00eb metat e bank\u00ebs. Banka duhet t\u00eb ket\u00eb nivel t\u00eb lart\u00eb t\u00eb siguris\u00eb. Ku duhet me pasur siguri m\u00eb t\u00eb madhe se n\u00eb bank\u00eb.. Kjo \u00ebsht\u00eb nj\u00eb problem p\u00ebrtej kapaciteteve tona, po d\u00ebgjoj se ka vjedhje, hakera, ka njer\u00ebz q\u00eb shkojn\u00eb p\u00ebrtej aplikacioneve q\u00eb kan\u00eb bankat, ka mb\u00ebrri teknologjia, besoj se kjo \u00ebsht\u00eb arsyeja\u201d, foli ai.<\/p>\n

Kurse, qytetari q\u00eb jeton jasht\u00eb vendit, Tahir Shabani tha se t\u00eb dh\u00ebnat duhet t\u00eb jen\u00eb kofidenciale dhe se kjo dukuri duhet t\u00eb ndiqet penalisht.<\/p>\n

\u201cKjo \u00ebsht\u00eb skandal dhe nuk \u00ebsht\u00eb n\u00eb rregull. T\u00eb dh\u00ebnat bankare nuk guxon p\u00ebrve\u00e7 bank\u00ebs dhe personin ta ket\u00eb nj\u00eb drejt\u00eb t\u00eb till\u00eb t\u00eb shfryt\u00ebzimit\u2026N\u00eb Gjermani num\u00ebrohet si faj i bank\u00ebs sepse banka ka p\u00ebr detyr\u00eb t\u00eb b\u00ebj\u00eb sigurimin e t\u00eb dh\u00ebnave personale t\u00eb secilit klient\u00eb q\u00eb e ka, n\u00ebse nuk e b\u00ebn\u00eb at\u00eb, at\u00ebher\u00eb i humb klient\u00ebt, banka duhet t\u00eb jet\u00eb shum\u00eb e kujdessh\u00ebm m\u00eb klient\u00ebt\u2026Duhet t\u00eb ky\u00e7et prokuroria dhe t\u2019i ndjek penalisht n\u00ebse ato t\u00eb dh\u00ebna keqshfryt\u00ebzohen apo keqmenaxhohen nga dikush tjet\u00ebr\u201d, tha ai.<\/p>\n

Edhe Dem\u00eb Hajzeraj tha se duhet p\u00ebrkushtim m\u00eb i madh i institucioneve shtet\u00ebrore dhe personelit t\u00eb bank\u00ebs.<\/p>\n

\u201cDukuri e keqe, duhet nj\u00eb angazhim, p\u00ebrkushtim m\u00eb i madh p\u00ebr k\u00ebt\u00eb dukuri q\u00eb po ndodhin nga ana e institucioneve shtet\u00ebrore, nga ana e vet\u00eb personelit t\u00eb bank\u00ebs. Me siguruar banka me gjet metoda t\u00eb tjera me u siguruar objekti.. Un\u00eb jam pensionist, nuk kam bank\u00eb as para.. Nj\u00eb aktivitet i shtuar q\u00eb i zbulon mashtruesit dhe me nd\u00ebrmarr masa q\u00eb me angazhuar njer\u00ebz adekuat p\u00ebr me u ndal k\u00ebto.. Kan\u00eb p\u00ebrparuar aft\u00ebsit\u00eb me nd\u00ebrhyr\u00eb n\u00eb sistem bankar edhe n\u00eb internet\u201d, u shpreh ai.<\/p>\n

P\u00ebrndryshe, cak i sulmeve m\u00eb t\u00eb gj\u00ebra kibernetike kan\u00eb qen\u00eb edhe institucionet, nd\u00ebrmarrjet dhe kompanit\u00eb private n\u00eb Kosova, Shqip\u00ebria, Mali i Zi dhe Maqedonia.<\/p>\n

Qeveria e Kosov\u00ebs pati th\u00ebn\u00eb se asnj\u00eb moment nuk jan\u00eb cenuar t\u00eb dh\u00ebnat e ruajtura n\u00eb Qendr\u00ebn Shtet\u00ebrore t\u00eb t\u00eb Dh\u00ebnave. Sistemet qeveritare n\u00eb Kosov\u00eb jan\u00eb ballafaquar gjat\u00eb k\u00ebtij viti me sulm kibernetik t\u00eb llojit \u201cDdoS\u201d q\u00eb ka shkaktuar pengesa t\u00eb her\u00ebpashershme n\u00eb sh\u00ebrbimin e internetit brenda institucioneve qeveritare dhe munges\u00eb t\u00eb her\u00ebpashershme t\u00eb qasjes n\u00eb disa sh\u00ebrbime qeveritare. Faqja e Kryeministris\u00eb, disa ministrive, ajo e Policis\u00eb s\u00eb Kosov\u00ebs, Platforma e-Kosova dhe disa media, kan\u00eb qen\u00eb n\u00eb sh\u00ebnjest\u00ebr t\u00eb sulmeve kibernetike.<\/p>\n

Sipas njoftimit t\u00eb kryeministris\u00eb, gjat\u00eb periudhave t\u00eb sulmit, ekipi i siguris\u00eb kibernetike n\u00eb Agjencia e Shoq\u00ebris\u00eb s\u00eb Informacionit (ASHI) \u00ebsht\u00eb angazhuar maksimalisht q\u00eb impakti i sulmit n\u00eb qasshm\u00ebrin\u00eb dhe funksionalitetin e sh\u00ebrbimeve t\u00eb jet\u00eb sa m\u00eb i vog\u00ebl.<\/p>\n

Sipas tyre, n\u00eb bashk\u00ebpunim me ekspert\u00ebt e jasht\u00ebm dhe aplikimin e masave adekuate, sulmi kibernetik \u00ebsht\u00eb tejkaluar dhe jan\u00eb parandaluar tentativat p\u00ebr vazhdim t\u00eb sulmit. Pas pengesave disa or\u00ebshe, t\u00eb gjitha sh\u00ebrbimet qeveritare i jan\u00eb rikthyer normalitetit.<\/p>\n

Me sulme kibernetike \u00ebsht\u00eb ballafaquar edhe nj\u00ebra prej telefonive kryesore- Telekomi i Kosov\u00ebs. Nga kjo kompani kan\u00eb th\u00ebn\u00eb se, jan\u00eb identifikuar IP adresat prej nga kan\u00eb ardhur sulmet por q\u00eb nuk e kan\u00eb treguar burimin.<\/p>\n

Edhe sulmi q\u00eb ka goditur telekomin njihet si DDoS, p\u00ebrmes t\u00eb cilit krijohen pako t\u00eb rrejshme n\u00eb rrjet, nga shum\u00eb kompjuter\u00eb. Sipas drejtuesve t\u00eb Telekomit, rreziku i vet\u00ebm ka qen\u00eb ngarkesa n\u00eb rrjet duke mohuar se ka pasur p\u00ebrpjekje p\u00ebr t\u00eb hyr\u00eb n\u00eb sistemin e Telekomit, ku do t\u00eb rrezikoheshin t\u00eb dh\u00ebnat e konsumtar\u00ebve q\u00eb marrin sh\u00ebrbime prej k\u00ebsaj kompanie.<\/p>\n

Pas sulmit masiv, institucionet than\u00eb se jan\u00eb duke analizuar situat\u00ebn p\u00ebr t\u00eb identifikuar se prej nga erdh\u00ebn ato. Kurse, kryeministri i Kosov\u00ebs, Albin Kurti realizoi nj\u00eb vizit\u00eb urgjente n\u00eb Tiran\u00eb, ku u takua me kryeministrin e Shqip\u00ebris\u00eb, Edi Rama. Mes tjerash u fol edhe p\u00ebr sulmet e fundit kibernetike.<\/p>\n

P\u00ebr ta rritur nivelin e siguris\u00eb, Qeveria e Kosov\u00ebs miratoi Projektligjin p\u00ebr Sigurin\u00eb Kibernetike, p\u00ebrmes t\u00eb cilit themelohet Agjencia p\u00ebr Siguri Kibernetike. Projektligji p\u00ebrcakton parimet e siguris\u00eb kibernetike, institucionet q\u00eb zhvillojn\u00eb dhe zbatojn\u00eb politik\u00ebn e siguris\u00eb kibernetike, si dhe p\u00ebrgjegj\u00ebsit\u00eb e autoriteteve n\u00eb k\u00ebt\u00eb fush\u00eb.<\/p>\n

Nd\u00ebrkaq, ekspert\u00eb t\u00eb siguris\u00eb kibernetike i k\u00ebrkuaN qeveris\u00eb q\u00eb urgjentisht t\u2019i bllokoj\u00eb t\u00eb gjitha IP-t\u00eb nga vende si: Irani, Rusia, Kina dhe Koreja e Veriut.<\/p>\n

Po ashtu, edhe Shqip\u00ebria \u00ebsht\u00eb ballafaquar me disa sulmet kibernetike iraniane. Sulmi kibernetik iranian ndaj Shqip\u00ebris\u00eb k\u00ebrc\u00ebnoi t\u00eb paralizoj\u00eb sh\u00ebrbimet publike dhe sistemet digjitale, t\u00eb hakoj\u00eb t\u00eb dh\u00ebnat shtet\u00ebrore dhe t\u00eb mbjell\u00eb m\u00eb tej kaos. Haker\u00ebt publikuan t\u00eb dh\u00ebnat personale t\u00eb an\u00ebtar\u00ebve t\u00eb qeveris\u00eb shqiptare.<\/p>\n

Sipas nj\u00eb analize t\u00eb Microsoftit, sulmet kibernetike ndaj Qeveris\u00eb s\u00eb Shqip\u00ebris\u00eb jan\u00eb t\u00eb motivuara politikisht dhe prapa tyre q\u00ebndrojn\u00eb aktor\u00eb q\u00eb jan\u00eb t\u00eb lidhur me Qeverin\u00eb e Iranit. Pas sulmit, Shqip\u00ebria nd\u00ebrpreu marr\u00ebdh\u00ebniet diplomatike me Iranin duke i dh\u00ebn\u00eb 24 or\u00eb koh\u00eb stafit diplomatik t\u00eb Ambasad\u00ebs s k\u00ebtij shtetit q\u00eb t\u00eb largohet nga Tirana.<\/p>\n","protected":false},"excerpt":{"rendered":"

Qytetar\u00ebt e Kosov\u00ebs jan\u00eb p\u00ebrdorues mjaft aktiv\u00eb t\u00eb sh\u00ebrbimeve t\u00eb ndryshme online dhe blerjeve me kartela bankare, por me rritjen e teknologjis\u00eb, \u00ebsht\u00eb rritur edhe pasiguria tek ata, pasi ka raste t\u00eb keqp\u00ebrdorimit t\u00eb kartelave dhe m\u00ebnyra t\u00eb tjera me t\u00eb cilat po i preken t\u00eb ardhurat e tyre. Policia e Kosov\u00ebs i ka th\u00ebn\u00eb […]<\/p>\n","protected":false},"author":1,"featured_media":10525,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[985],"yoast_head":"\nT\u00eb dh\u00ebnat bankare t\u00eb rrezikuara, Bankat me nj\u00eb k\u00ebrkes\u00eb p\u00ebr qytetar\u00ebt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/permbledhja.com\/sq\/te-dhenat-bankare-te-rrezikuara-bankat-me-nje-kerkese-per-qytetaret\/\" \/>\n<meta property=\"og:locale\" content=\"sq_AL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"T\u00eb dh\u00ebnat bankare t\u00eb rrezikuara, Bankat me nj\u00eb k\u00ebrkes\u00eb p\u00ebr qytetar\u00ebt\" \/>\n<meta property=\"og:description\" content=\"Qytetar\u00ebt e Kosov\u00ebs jan\u00eb p\u00ebrdorues mjaft aktiv\u00eb t\u00eb sh\u00ebrbimeve t\u00eb ndryshme online dhe blerjeve me kartela bankare, por me rritjen e teknologjis\u00eb, \u00ebsht\u00eb rritur edhe pasiguria tek ata, pasi ka raste t\u00eb keqp\u00ebrdorimit t\u00eb kartelave dhe m\u00ebnyra t\u00eb tjera me t\u00eb cilat po i preken t\u00eb ardhurat e tyre. 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